Our Company

WELCOME TO JOSMAN FINANCIAL GROUP Josman Planning Pty Ltd trading as Josman Financial Group was established in 2004 and has been a market leader in the Financial Services Industry throughout the Gold Coast and Northern New South Wales. We are committed to ensuring that we deliver valued service to our clients.

• Our team has over 50 years practical experience
• Our service commitment is second to none
• Josman Planning Pty Ltd and Josman Ballina are both trading as Josman Financial Group is a corporate authorised representative of Charter Financial Planning Limited ABN 35 002 976 294 AFSL 234665, a member of the global AXA Group.

CERTIFIED QUALITY ADVICE PRACTICE - Josman Financial Group has attained Certified Quality Advice accreditation from AXA which is a most sought after accreditations. Our services are offered to throughout Brisbane and the Gold Coast from our Broadbeach office and the Northern Rivers area from our Ballina Office.

It has been a proud achievement for the company as it reflects the time and effort we put in to ensure our clients only receive the best possible advice. With the market we are currently in, getting quality advice is critical.

Currently there are only 60 practices nationwide, 10 of which are in Queensland, who hold the coveted status. AXA's rigorous Certified Quality Advice programme is being embraced by more and more advisers who've set their sights on high professional standards and who want to give their clients the highest possible levels of quality financial advice.

According to AXA's National Compliance and Advisory Services Manager Simon Wallace, only those practices whose business management and service procedures meet the highest standards of quality financial advice can achieve CQAP status.

"Practices often need to spend at least six months preparing to attain CQAP status. It's a prestigious accreditation that exceeds the industry benchmark for providing quality financial advice," he said.

Just about everyone has said it has been a fantastic experience to go through because it's made them have a good hard look at how they run their business, in particular the key area of providing advice, to ensure they have the appropriate checks and balances in place. Furthermore, each CQAP business is required to employ a Compliance Manager to ensure all legislative and Licensee requirements are met.

Clients of a CQAP practice can feel confident they are dealing with a practice that has met some of the highest advice standards in the industry.

CQAP practices place high priority on measuring client satisfaction and expectations to ultimately offer clients a better, more complete service. Overall, the difference is the professional expertise and effort that is applied.

AXA's Certified Quality Advice programme is aimed to differentiate itself by setting standards above and beyond the regulatory requirements. The programme recognises the value of client loyalty generated through premium service in a competitive market.

Josman Financial Group is one of these businesses and together with the recognition of AXA's Leader Board, makes this business one of the best in the industry.

COMPREHENSIVE FINANCIAL PLANNING SERVICE Josman Financial Group is able to provide you with Quality Professional Advice on all aspects of Financial Planning including;

• Superannuation
• Retirement Income Streams
• Rollovers, Annuities and Pension Advice
• Centrelink Advice and Calculations
• Wealth Creation
• Investment Advice
• Direct Share Investments
• Australian and International Shares
• Managed Investments
• Margin Lending
• Structured Investments
• Geared Investments
• Capital Protected Investments
• Salary Packaging
• Self Managed Superannuation Funds
• Life Insurance
• Income Protection Insurance
• Trauma Insurance

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